Question Is Zaka’h a form of income tax or are the two different? Is a person, who owes a loan exempted from paying Zaka’h or not? Also, is the mortgage on a house or any other loan considered as debt, even though such a debtor is doing reasonably well financially? Wassalaam Answer Zaka’h (at varying … Read more »

Question Dear Sir, My question is regarding the article on Riba by Mr. Moiz Amjad. I am an employee of a certain organization. Part of conditions is Provident Fund. In this case, certain percentage of salary is deducted and placed in Provident Fund alongwith equal contribution from the employer. A board of trustee manage the … Read more »

Question I have made intention to do Hajj in 2002, but have heard that I cannot go for Hajj with a Mortgage, as I am paying Riba to the banks.  Am I stuck, as I will not be able to finish the Mortgage off, until another 20 years? Answer In my opinion, it is not … Read more »

Question I live in UK in a house for which I pay mortgage. From the Islamic point of view would I be justified in buying another house on mortgage purely for business purposes? Answer Taking a loan on interest and subsequently paying the contracted interest does not fall under the category of cooperating in the … Read more »

Question I want to purchase a house in the UK. I cant do that unless I use mortgage money. I have been informed that it is mandatory to get the insurance for both the house and your life. The only optional thing in this regard is insurance for the contents of the house. What should … Read more »

Question The First Comment The problem is that you might convince some or even a good number of already peacefully inclined Muslims, but will this “automatically” lead to change? No, if everyone waits for somebody else to take up political action then very little will be done and the field is still left to those … Read more »

Question I bought a couple of books on Muslim fiqh and have looked in more detail into them and into your response to my inheritance share contradiction article. I am amazed to find that you do propose a lot of “methods” which have no resemblence of what any of the Sunni or the Shia legists … Read more »

Mr Jochen Katz has given links to Muslim responses to his criticism on the law of inheritance of the Qur’an, on the same page on which his criticism can be seen. Below these links, Mr. Katz has given a general comment for all these Muslim responses, which, incidentally, include my response to his criticism as … Read more »

Question: What is status (inheritance point of view) of a house purchased equally by deceased father and elder son (50% each share), being maintained by elder son through out, while rest of brothers and sister did nothing for up keeping the house? Though this fact is known by all brothers and sister and family members … Read more »

Question Kindly explain the following hadith which clearly prohibits paying of Riba as well; From Jabir: The Prophet, may peace be on him, cursed the receiver and the payer of riba, the one who records it and the two witnesses to the transaction and said: “They are all alike [in guilt].” (Muslim, Kitab al-Musaqat, Bab … Read more »